New Focus – New Jersey is a not-for-profit corporation dedicated to helping clients  achieve financial wellness.  New Focus – NJ helps people with their personal and household financial needs by:

  • providing budget coaching to help balance household budgets,

  • reducing and ultimately eliminating debt and

  •  saving money for

– upcoming large purchase(s),

– establishing or growing an emergency fund,

– retirement or

– any other of the client’s personal goals.


Our mission statement is:

Changing Lives by Providing Coaching and Training to People in Financial Need and Distress

To say that we are living in unprecedented times is an understatement given that national reports estimate that on average 65 – 75% of Americans are living paycheck to paycheck.

New Focus – NJ’s vision is simply to see people and organizations apply sound financial principles in their personal, household and corporate lives that lead to financial freedom.

New Focus – NJ has budget coaches who can help with personal and household budgets as well as informational seminars and webinars focused on today’s financial needs and concerns.

Our focus is financial coaching and education dealing with budgeting, savings, awareness of spending patterns and debt elimination.  Lack of savings and uncontrolled debt accumulation in the United States is unsustainable both to the individual and to the nation as a whole. New Focus – NJ aims to educate and train its clients and constituencies on these and other financial issues in order to put them on a firm foundational footing.

NF-NJ is a NJ not-for-profit company and an IRS 501(c)(3) tax-exempt corporation.